Book time. Bring a file. Leave prepared.
Two ways to engage. Time-based consultationsfor open-ended preparation and Q&A — buy an hour or buy a half-day. Fixed-scope services for a specific artifact: an audit, a mortgage-readiness workup, or a small-business loan packet. Every engagement starts with a short intake form.
By the clock.
Quick Consult
One clear question, answered properly. Best for early-stage thinking or a single blocker.
Working Session
A full walk-through of your situation with written takeaways. The most commonly booked tier.
Deep Dive
Enough runway to audit documents live, map a plan, and leave with next actions ordered.
Half-Day Intensive
Complex files, business + personal together, or prep the week before an application.
By the artifact.
Document Audit
A structured review of the papers a lender is about to see — income documentation, financial statements, and the required loan-file paperwork — with a written list of gaps and fixes.
- Income docs — W-2, 1099, returns
- Financial statements
- Required loan-file paperwork
Loan Application Consultation
Preparation before you ever hit submit — a review of your financial profile, a plain-English walkthrough of what lenders actually look for, and the red flags to neutralize first.
- Financial profile review
- What lenders look for
- Red-flag neutralization
Mortgage Readiness Consultation
Built for first-time homebuyers. Income, debt, and documentation reviewed against a readiness checklist — with concrete moves to strengthen your file in the 60–180 days before you apply.
- Income & debt analysis
- Documentation checklist
- Profile-strengthening plan
Small Business Loan Package Preparation
The full SBA-ready packet. P&L statement, revenue projections, business summary narrative, and the documentation checklist examiners actually score you on.
- P&L statement
- Revenue projections
- Business summary narrative
- Documentation checklist
Before you book.
- What happens after I click Book Now?
- You're routed to a short intake form and payment via Stripe. Once paid, you'll receive a scheduling link and a preparation checklist for the session.
- Is this financial advice?
- No. Rich & Rooted offers education and consulting. Alecia is not a licensed financial advisor, attorney, or CPA, and does not lend money. See the Disclaimers.
- Refunds & rescheduling
- Sessions can be rescheduled up to 24 hours in advance at no cost. Refund policy varies by engagement — reviewed at intake.
- Do you work with out-of-state clients?
- Yes. All services are delivered remotely unless otherwise arranged.